Trusted Escrow & Payment Services

We add trust to complex and high-value payment operations.

As experienced escrow agents and third-party managed account providers, we have the tools, relationships and experience to handle transactions of any value.
A Certified B Corporation

FCA-Regulated

We're regulated by the Financial Conduct Authority for the provision of payment services.

Digital Accounts Portal

Access your account, view your transactions and documents and provide read-only access to all of your relevant stakeholders.

White-Glove Service

Your named account manager can help you manage your accounts at any time, by email, phone or WhatsApp.

High-Speed Account Opening

We can open escrow accounts in as little as a day - our systems and processes are built for speed.

Ultra-Secure Deposits

We deposit all pound sterling sums at the Bank of England, offering the lowest-risk escrow service in the United Kingdom.

Any duration, any value

We can hold funds for as little as a few hours, for many years, or even longer depending on your specific requirements.
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What our clients say

Don't just take our word for it - hear from our clients who have added trust and security to their escrow and payment requirements.
Escrow Accounts

UK Escrow Accounts

Private escrow accounts provide security, trust and transparency to ongoing or ad-hoc payment requirements.

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Frequently Asked Questions
Corporate

Mergers & Acquisitions ('M&A') Escrow

Escrow is often used in M&A transactions to provide security for the deal and protect the parties before and after completion.
Learn more
Marine

Marine Sale & Purchase Escrow

We provide escrow services for ship and yacht sale and purchase, supporting lawyers and owners in their maritime transactions.
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Aviation

Jet Card Escrow Accounts

Our jet card escrow accounts provide all of the benefits to charterers but without the insolvency risks associated with traditional jet card programmes.
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Aviation

Aircraft Purchase Escrow (UK)

Acting as a trusted neutral third party for the completion of an aircraft purchase transaction, we hold the aircraft papers and the deposit.
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Construction

Construction Retentions Escrow

Retentions exist to incentivise contractors to complete the contracted Works. The idea behind them is that by agreeing to withholding some of each monthly payment, this amount of money acts as a significant carrot to complete the Works to the required standard.
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Construction

Construction Escrow

Construction Escrow accounts de-risk the construction contract for both parties and offer a lower-cost alternative to performance bonds.
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Construction

Party Wall Escrow

Party Wall Escrow Accounts provide security for neighbouring building owners while you carry out construction works.
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TPMA's

Third-Party Managed Accounts

Third-Party Managed Accounts (TPMA's) are a convenient way to manage complex, high-value or even routine payment operations.

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Frequently Asked Questions
Family Office

Probate & Executor Accounts

Executors and lawyers collecting estate property can use our Probate & Executor Accounts to collect estate funds and hold them safely at the Bank of England.
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Legal

TPMA's for Legal Fees on Account

Third-Party Managed Accounts to handle your fees on account.
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Family Office

Household PayMaster Accounts

Supporting house managers and family offices in single- and multi-residence households with outsourced payment and accounting services.
Learn more
Construction

FF&E Procurement Accounts

As many interior designers aren't regulated to carry out payment services or hold client money, our procurement accounts offer a safe, transparent alternative for large FF&E projects.
Learn more
Construction

Project Bank Accounts

Our Project Bank Accounts provide project-specific, pre-funded, ring-fenced bank accounts to protect Funders, consultants and Contractors engaged in high-value and/or long-term Works.
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dospay Escrow & Payments

Fixed-Price Escrow & Payment Schemes

We operate a number of zero-fee or fixed-price escrow and payment schemes to deliver the best value on our Bank of England escrow services.
UK Retention Deposit Scheme

UK Retention Deposit Scheme

We hold construction retentions, free of charge at the Bank of England for the whole supply chain.
Find out more...
UK Security for Expenses Scheme

UK Security for Expenses Scheme

Deposit your Party Wall Security for Expenses, free of charge, at the Bank of England. As safe as houses.
Find out more...
dospay Escrow & Payments

Articles

Information, guides and blogs about specialist escrow and third-party managed payment services.
View all Articles
Part 3: Simplifying Compliance with Third-Party Escrow Services
Construction
Third-Party Managed Accounts

Part 3: Simplifying Compliance with Third-Party Escrow Services

Outsourcing provides an opportunity for interior designers to lighten the compliance burden.
Read Article
Part 2: Practical Steps for Compliance
Construction
Third-Party Managed Accounts

Part 2: Practical Steps for Compliance

Interior designers are now required to adhere to comprehensive anti-money laundering (AML) regulations. We detail the obligations.
Read Article
Part 1: High-Value Dealers – What's Changing and Why?
Construction
Third-Party Managed Accounts

Part 1: High-Value Dealers – What's Changing and Why?

Regulators are taking a closer look at interior designers, art dealers and other high-value sellers.
Read Article
Where to deposit party wall security for expenses
Real Estate
Escrow

Where to deposit party wall security for expenses

We look at the options for depositing party wall security for expenses under the Party Wall etc. Act 1996
Read Article
Why can't law firms in the UK provide escrow services?
Legal
Third-Party Managed Accounts

Why can't law firms in the UK provide escrow services?

Rule 3.3 of the SRA Accounts Rules specifically prohibits the use of a client account to provide banking services.
Read Article
Escrow Accounts vs. Third-Party Managed Accounts
Legal
Third-Party Managed Accounts

Escrow Accounts vs. Third-Party Managed Accounts

A guide for law firms - escrow accounts and TPMA's both serve as mechanisms to safeguard funds and control disbursements, but operate in different ways.
Read Article
5 reasons clients prefer Project Bank Accounts
Construction
Third-Party Managed Accounts

5 reasons clients prefer Project Bank Accounts

‍Project Bank Accounts (PBAs) have been around for a long time now but, in the wake of Carillion and ISG's collapses, are experiencing a resurgence in popularity, both in the public and private sectors.
Read Article
UK Project Bank Account Providers List (2025)
Construction
Third-Party Managed Accounts

UK Project Bank Account Providers List (2025)

A round-up of the institutions that we know are presently offering Project Bank Accounts in the United Kingdom.
Read Article
Enabling Construction Works for Overseas Clients through an Escrow Account
Construction
Escrow

Enabling Construction Works for Overseas Clients through an Escrow Account

Securing the construction supply chain against high-risk overseas employers by using a construction escrow account as security for monthly payment.
Read Article
Construction Escrow as an alternative to Adjudication
Construction
Escrow

Construction Escrow as an alternative to Adjudication

Pay first, argue never? How to reduce the likelihood of disputes by using construction escrow to guarantee monthly payment amounts.
Read Article

Sectors

Our escrow and managed payment services are all made to measure, but there are particular sectors that we tend to work with regularly:
Corporate

Corporate

In low-trust and/or high-value corporate transactions, we can add security, trust and transparency.
Learn more
Construction

Construction

Through our bespoke construction payment and escrow accounts we add trust to construction contract payments.
Learn more
Family Office

Family Office

We support wealthy families and family offices with managed payment accounts to support their lifestyles and luxury assets.
Learn more
Real Estate

Real Estate

From purchase to renovation and eventual occupation or tenancy, we support all stages of the property ownership lifecycle.
Learn more
Marine

Marine

From new build to purchase, charter and ongoing operations and APA's, we support all stages of the yacht and ship lifecycle.
Learn more
Aviation

Aviation

From purchase to charter and ongoing jet operations, our specialist accounts provide transparency and peace of mind.
Learn more
Legal

Legal

We support law firms, independent solicitors and in-house counsel with their escrow/TPMA requirements.
Learn more
Bespoke

Bespoke

Specialist escrow tailored to your exact requirements, of any duration, value and use case.
Learn more
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DOS & Co.
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Retention Protection Pledge
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Topics
Understanding UK Money Laundering Regulations for Luxury Interior Designers
Escrow Accounts
Aircraft Purchase Escrow (UK)
Construction Escrow
Construction Retentions Escrow
Jet Card Escrow Accounts
Marine Sale & Purchase Escrow
Mergers & Acquisitions ('M&A') Escrow
Party Wall Escrow
Third-Party Managed Accounts (TPMA's)
FF&E Procurement Accounts
Household PayMaster Accounts
Probate & Executor Accounts
Project Bank Accounts
TPMA's for Legal Fees on Account
Zero-Fee Payment & Escrow Schemes
UK Retention Deposit Scheme
UK Security for Expenses Scheme
Glossary
Anti-Money Laundering (AML)
Beneficial Owner
Beneficiary
Customer Due Diligence (CDD)
Enhanced Due Diligence (EDD)
Escrow
Escrow Agent
High-Value Dealer (HVD)
KYB
KYC
KYT
Licence to Alter
Office of Financial Sanctions Implementation (OFSI)
Politically Exposed Person (PEP
Project Bank Account
Record-Keeping
Sanctions Screening
Security for Expenses
Source of Funds
Source of Wealth
TPMA
Trust Protector
Trustee
UBO
Frequently Asked Questions
Are escrow agents regulated in the UK?
Can I withdraw money from an escrow account?
Can escrow be used for personal transactions?
Do Escrow Accounts Earn Interest in the UK?
How much does an escrow account cost?
Is escrow a thing in the UK?
What is a project escrow?
What is an escrow agreement?
What is the difference between an escrow and a payment service?
Who owns the money in an escrow account?
Who pays escrow fees in a typical escrow transaction?
Impact
Certified B Corporation
Cyber Essentials Certified
Retention Protection Pledge Supporter
© 2025 DOS & Co. Ltd.
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dospay is a trading name of DOS & Co. Ltd, a company registered in England and Wales with company number 08294966.
DOS & Co. Ltd. is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 833374) for the provision of payment services.
All of our GBP escrow and third-party managed accounts are segregated and safeguarded at the Bank of England.