Trusted Escrow & Payment Services

We add trust to complex and high-value payment operations.

As experienced escrow agents and third-party managed account providers, we have the tools, relationships and experience to handle transactions of any value.

Escrow Accounts

Acting as a trusted third-party deposit holder between two contracting parties.

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Third-Party Managed Accounts (TPMA's)

Supporting professional services providers in holding their clients' funds.

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Multi-currency escrow and payment accounts available in:

British Pounds (GBP)

Euro (EUR)

Swiss Francs (CHF)

United States Dollars (USD)

We are also able to offer competitive FX rates for transactions that require currency conversion.

FCA-Regulated

We're regulated by the Financial Conduct Authority for the provision of payment services.

Digital Accounts Portal

Access your account, view your transactions and documents and provide read-only access to all of your relevant stakeholders.

White-Glove Service

Your named account manager can help you manage your accounts at any time, by email, phone or WhatsApp.

High-Speed Account Opening

Same business-day account opening - our systems and processes are built for speed.

Ultra-Secure Deposits

All pound sterling sums are held at the Bank of England, offering the lowest-risk escrow service in the United Kingdom.

Any duration, any value

We can hold funds for as little as a few hours, for many years, or even longer depending on your specific requirements.

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Escrow

UK Escrow Accounts

Our escrow accounts provide trust, transparency and security in high-value or complex transactions.

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Divorce Escrow

Professional escrow services provide an impartial solution for holding sale proceeds during divorce proceedings, avoiding issues with solicitors’ client accounts and SRA rules.

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Pension Deficit Escrow

This strategic tool allows employers to balance short-term financial flexibility with long-term funding obligations, aligning both corporate and trustee interests.

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Mergers & Acquisitions ('M&A') Escrow

Escrow is often used in M&A transactions to provide security for the deal and protect the parties before and after completion.

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Construction Escrow

Construction Escrow accounts de-risk the construction contract for both parties and offer a lower-cost alternative to performance bonds.

Discover all of our Escrow Accounts

TPMA's

Third-Party Managed Accounts

Private payment accounts provide security, trust and transparency to ongoing or ad-hoc payment requirements.

TPMA's for Direct Access Barristers

TPMA's for Direct Access Barristers

Third-Party Accounts to serve as 'client accounts' for barristers undertaking direct-access work.

Probate & Executor Accounts

Probate & Executor Accounts

Our Probate & Executor Accounts are used by lawyers, administrators and executors to collect estate funds and hold them safely pending distribution.

FF&E Procurement Accounts

FF&E Procurement Accounts

As many interior designers aren't regulated to carry out payment services or hold client money, our procurement accounts offer a safe, transparent alternative for large FF&E projects.

Project Bank Accounts

Project Bank Accounts

Our digital Project Bank Accounts provide project-specific, pre-funded, ring-fenced bank accounts to protect Funders, consultants and Contractors engaged in high-value and/or long-term Works.

Discover all of our Third-Party Managed Accounts

Our Clients

Our escrow and managed payment services are all made to measure, but there are particular sectors that we tend to work with regularly:

Corporate

In low-trust and/or high-value corporate transactions, we can add security, trust and transparency.

Construction

Through our bespoke construction payment and escrow accounts we add trust to construction contract payments.

Private Client & Family Office

We support wealthy families and family offices with managed payment accounts to support their lifestyles and luxury assets.

Real Estate

From purchase to renovation and eventual occupation or tenancy, we support all stages of the property ownership lifecycle.

Marine

From new build to purchase, charter and ongoing operations and APA's, we support all stages of the yacht and ship lifecycle.

Aviation

From purchase to charter and ongoing jet operations, our specialist accounts provide transparency and peace of mind.

Legal & Dispute Resolution

We support law firms, barristers independent solicitors and in-house counsel with their escrow/TPMA requirements.

Bespoke Projects

Specialist escrow tailored to your exact requirements, of any duration, value and use case.

What our clients say

Don't just take our word for it - hear from our clients who have added trust and security to their escrow and payment requirements.

dospay Escrow & Payments

Fixed-Price Escrow & Payment Schemes

We operate a number of zero-fee or fixed-price escrow and payment schemes to deliver the best value on our Bank of England escrow services.

UK Retention Deposit Scheme

UK Retention Deposit Scheme

We hold construction retentions, free of charge, at the Bank of England — for main contractors, subcontractors and the whole supply chain.

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UK Security for Expenses Scheme

UK Security for Expenses Scheme

Deposit your Party Wall Security for Expenses, free of charge, at the Bank of England — as safe as houses. Zero fees, fast setup and 24/7 portal access.

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UK Security for Expenses Scheme

Deposit your Party Wall Security for Expenses, free of charge, at the Bank of England. As safe as houses. Secure, FCA-regulated service with Bank of England deposits.

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dospay Escrow & Payments

Articles

Information, guides and blogs about specialist escrow and third-party managed payment services.

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Choosing an Escrow Agent for Multi-Million Pound Deals

Bespoke Projects

Escrow

Choosing an Escrow Agent for Multi-Million Pound Deals

Choosing an escrow agent for a multi-million pound transaction requires more than basic due diligence. Here is what sophisticated clients should assess first.

Why choose a UK escrow agent for cross-border transactions?

Escrow

Why choose a UK escrow agent for cross-border transactions?

A UK-based escrow agent offers legal certainty, neutrality and practical advantages, including the benefit of operating in the GMT time zone for international coordination.

What Is an Escrow Agent and Why Choosing the Right One Matters

Legal & Dispute Resolution

Escrow

What Is an Escrow Agent and Why Choosing the Right One Matters

What an escrow agent does, how they differ from banks and lawyers, and why London-based escrow specialists like dospay offer superior protection.

What Is a Planning & Development Escrow Account?

Escrow

What Is a Planning & Development Escrow Account?

Planning & Development Escrow accounts support Section 106 obligations, secure phased payments, and mitigate financial risk in UK planning law.

What is a Shipyard Escrow and why is it used?

Escrow

What is a Shipyard Escrow and why is it used?

Used in yacht and ship construction and refit projects, they are essential for managing risk in milestone-based marine contracts.

What Is a Decommissioning Escrow Account and When Is It Needed?

Escrow

What Is a Decommissioning Escrow Account and When Is It Needed?

How decommissioning escrow accounts work, and why they’re critical for long-term liability planning.

What is FF&E in Interior Design & Construction Projects?

Third-Party Managed Accounts

What is FF&E in Interior Design & Construction Projects?

A guide for private clients and developers on how the design, specification and procurement of furniture, fixtures and equipment works.

Which Banks Offer Executor Accounts in the UK (2026)

Private Client & Family Office

Third-Party Managed Accounts

Which Banks Offer Executor Accounts in the UK (2026)

Options, requirements and alternatives to high-street executor bank accounts.

Divorce Escrow: Holding funds during the sale of matrimonial assets

Private Client & Family Office

Escrow

Divorce Escrow: Holding funds during the sale of matrimonial assets

Professional escrow services provide an impartial solution for holding sale proceeds during divorce proceedings, avoiding issues with solicitors’ client accounts and SRA rules.

Negotiating Procurement Fees for FF&E

Third-Party Managed Accounts

Negotiating Procurement Fees for FF&E

Structuring FF&E procurement fees for high-value design projects to improve transparency, track budgets, and reduce risk effectively.

Why Lenders Prefer Project Bank Accounts in Construction Finance

Third-Party Managed Accounts

Why Lenders Prefer Project Bank Accounts in Construction Finance

Lenders increasingly prefer project bank accounts in construction finance due to enhanced control, transparency, and reduced credit risk.

How Do I Find a (UK) Escrow Agent/Service?

Bespoke Projects

Escrow

How Do I Find a (UK) Escrow Agent/Service?

We explain the key differences between the various escrow services available in the UK.