Escrow Accounts vs. Third-Party Managed Accounts
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Frequently Asked Questions

Below are some frequently asked questions (FAQ's) about escrow and third-party managed payment accounts.  If your question isn't answered, please do get in touch either by booking a video call or by sending us a message through our contact form.
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Escrow & Payments

Frequently Asked Questions

Popular questions about escrow and third-party payment accounts
What is the difference between an escrow and a payment service?
What is project escrow?
Is escrow a thing in the UK?
Who owns the money in an escrow account?
Are escrow agents regulated in the UK?
How much does an escrow account cost?
Who pays escrow fees in a typical escrow transaction?
Do escrow accounts earn interest in the UK?
Can escrow be used for personal transactions?
What is an escrow agreement?
Can I withdraw money from my escrow account?
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dospay Escrow & Payments

Articles

Information, guides and blogs about specialist escrow and third-party managed payment services.
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Escrow Accounts vs. Third-Party Managed Accounts
Legal
Third-Party Managed Accounts

Escrow Accounts vs. Third-Party Managed Accounts

A guide for law firms - escrow accounts and TPMA's both serve as mechanisms to safeguard funds and control disbursements, but operate in different ways.
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5 reasons clients prefer Project Bank Accounts
Construction
Third-Party Managed Accounts

5 reasons clients prefer Project Bank Accounts

‍Project Bank Accounts (PBAs) have been around for a long time now but, in the wake of Carillion and ISG's collapses, are experiencing a resurgence in popularity, both in the public and private sectors.
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UK Project Bank Account Providers List (2025)
Construction
Third-Party Managed Accounts

UK Project Bank Account Providers List (2025)

A round-up of the institutions that we know are presently offering Project Bank Accounts in the United Kingdom.
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Enabling Construction Works for Overseas Clients through an Escrow Account
Construction
Escrow

Enabling Construction Works for Overseas Clients through an Escrow Account

Securing the construction supply chain against high-risk overseas employers by using a construction escrow account as security for monthly payment.
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Construction Escrow as an alternative to Adjudication
Construction
Escrow

Construction Escrow as an alternative to Adjudication

Pay first, argue never? How to reduce the likelihood of disputes by using construction escrow to guarantee monthly payment amounts.
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Sectors

Our escrow and managed payment services are all made to measure, but there are particular sectors that we tend to work with regularly:
Corporate

Corporate

In low-trust and/or high-value corporate transactions, we can add security, trust and transparency.
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Construction

Construction

Through our bespoke construction payment and escrow accounts we add trust to construction contract payments.
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Family Office

Family Office

We support wealthy families and family offices with managed payment accounts to support their lifestyles and luxury assets.
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Real Estate

Real Estate

From purchase to renovation and eventual occupation or tenancy, we support all stages of the property ownership lifecycle.
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Marine

Marine

From new build to purchase, charter and ongoing operations and APA's, we support all stages of the yacht and ship lifecycle.
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Aviation

Aviation

From purchase to charter and ongoing jet operations, our specialist accounts provide transparency and peace of mind.
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Legal

Legal

We support law firms, independent solicitors and in-house counsel with their escrow/TPMA requirements.
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Bespoke

Bespoke

Specialist escrow tailored to your exact requirements, of any duration, value and use case.
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Sectors we work with
Escrow Accounts
Aircraft Purchase Escrow (UK)
Construction Escrow
Construction Retentions Escrow
Jet Card Escrow Accounts
Marine Sale & Purchase Escrow
Party Wall Escrow
Third-Party Managed Accounts (TPMA's)
FF&E Procurement Accounts
Household PayMaster Accounts
Probate & Executor Accounts
Project Bank Accounts
TPMA's for Legal Fees on Account
Fixed-Price Payment & Escrow Schemes
UK Retention Deposit Scheme
UK Security for Expenses Scheme
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dospay is a trading name of DOS & Co. Ltd, a company registered in England and Wales with company number 08294966.
DOS & Co. Ltd. is registered with the Financial Conduct Authority under the Payment Services Regulations 2017 (FRN: 833374) for the provision of payment services.
All of our escrow and third-party managed accounts are segregated and safeguarded at the Bank of England.